Personal Checking

Choose from a variety of checking accounts that give you the flexibility to manage your money the way you like. We’ll help you find the right account to meet your banking needs.

If you live in Michigan, Missouri or Wisconsin, be sure to ask a banker about our Complete Checking product.

Debit cards from The PrivateBank now come with EMV chip technology.  To learn more, CLICK HERE.

myChoice Checking iCan Checking SMART Access HSA Checking
Best for clients who want

An interest-bearing checking account that rewards you based on how you choose to manage your banking relationship with us.

A checking account that rewards you for many of your everyday banking activities.

An account that offers extra help by limiting spending to keep you from overdrawing. Transactions will be declined and returned unpaid when you do not have enough money in your account.

A checking account that is paired with your high-deductible health plan. This account earns a competitive rate of interest and may allow you to make tax-deductible contributions and earn tax-free interest so your funds can be used to pay for qualified out-of-pocket medical expenses.

Account earns interest

Yes

No, but this account earns cash back for qualified debit card purchases at the highest reward levels.

No

Yes

Account maintenance fees

$15 per month ($12 if you elect to receive electronic statements), waived at reward levels with combined relationship balances of $5,000 or higher.

$9 per month ($6 if you elect to receive electronic statements), waived at reward levels with combined relationship balances of $1,000 or higher, or certain account transactions.

$4 monthly fee, waived if you elect to receive electronic statements.

Transaction fees include:

  •  $35 fee to transfer funds to another bank
  •  $10 per excess contribution
  • $10 per mistaken distribution
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