Personal Checking

Choose from a variety of checking accounts that give you the flexibility to manage your money the way you like. We’ll help you find the right account to meet your banking needs.

iCan Checking

A non-interest bearing checking account that rewards you for many of your everyday banking activities.1

  • Cash back on qualified debit card purchases
  • Monthly foreign ATM fee refunds
  • Free online & mobile banking3

myChoice Checking

An interest-bearing checking account that rewards you based on your relationship balance with us.2

  • Interest rate bonus on related accounts
  • Monthly foreign ATM fee refunds
  • Free online & mobile banking3

HSA Checking

An interest bearing checking account that may allow you to make tax-deductible contributions and earn tax-free interest so your funds can be used to pay for qualified out-of-pocket medical expenses.

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SMART Access

An account specifically designed to help you avoid overdrafts and overdraft fees. The PrivateBank will stop transactions4 that would cause the account to become overdrawn5.

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1- iCan Checking accounts must meet certain relationship balance requirements or other requirements such as direct deposit, estatements and online billpay to qualify for cash back on qualified debit card purchases, foreign ATM fee refunds and account maintenance fee refunds. Additional terms and conditions apply.

 2 – myChoice Checking accounts must meet certain relationship balance requirements to qualify for higher interest paid, foreign ATM fee refunds and account maintenance fee refunds. Additional terms and conditions apply.

3- You must be enrolled in Private NetBanking and have a supported Mobile Banking device to use Mobile Banking and the Mobile Banking remote deposit feature. Please see Mobile Banking terms and conditions for further information. Message and data rates may apply. Contact your wireless carrier for details.

4 – Transactions include ATM or pre-authorized withdrawals, People Pay payments, online payments or transfers including recurring or scheduled internal or external account transfers or payments via Bill Pay, mobile remote deposit, debit card point of sale purchases and teller assisted transactions.

5 – There may be times when a negative balance in the account can occur, such as if a transaction is authorized for one amount but the actual charge is more than the money in the account.

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You are leaving The PrivateBank website and going to a third-party site, which may have a privacy policy different from The PrivateBank. The PrivateBank is not responsible for the products, services, and content on the third-party website.

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